Hard Money Lending for Rochester Real Estate Investors

The Hard Money Co. has helped real estate investors across the Midwest fund their deals, and is bringing its capital to Minnesota.

Rochester's Hard Money Lender

Hard money lending remains a largely untapped resource in property development. It provides investors with a swift means to utilize their current assets for the acquisition and refurbishment of properties, without the necessity of investing their own funds. At The Hard Money Co., our commitment is to your deal’s success, beginning with rapid closing times and continuing with timely financing for your renovation needs. Our clients see us as collaborators in their investment endeavors, a role we diligently strive to fulfill.

Submit your application and receive a response from one of our loan specialists today, propelling your investment journey forward.



No credit check, appraisal, or income verification means your deal stands on its own.



The use of private money allows you to scale quickly and leverage your capital.



The ability to close in 7-10 days makes your offer more competitive and gives your investment a head start.



Our Minnesota borrower's view as as partners in their investing business.

loan terms

Our Loan Program is Built for Fast-Moving Entrepreneurs

The Hard Money Co. has been a prominent provider of hard money loans for investors throughout Minnesota and the Midwest. Our extensive experience has helped hundreds of investors in purchasing, renovating, and profiting from their real estate deals, leading to one of the highest repeat borrower rates in the industry. This solid foundation of success has now led us to introduce new capital into the Rochester market, aiming to expand our network of successful borrowers even further.

Investors opt for The Hard Money Co. because we view each deal as a collaborative partnership. We are committed to quickly facilitating the funding of your project and diligently ensuring its success at every stage.

To discover more about our partnership approach with investors and the terms that enable these collaborations, click below.

Meet Our Lending Team

Minnesota's Dedicated Lending Experts

Rochester Real Estate Investing

Empowering Local Growth and Community Impact

The Hard Money Co. is deeply committed to investing in and renovating properties in Rochester. We believe in the importance of investing in markets that we understand and trust, as this not only fosters financial growth but also significantly contributes to the betterment of the local community.

Working with us means directly impacting Rochester’s neighborhoods and its people. Local investments allow us to generate wealth while simultaneously enhancing and improving our community.

Rochester, a city with great potential and a rich history, offers diverse neighborhoods with distinct investment and renovation opportunities. By concentrating on Rochester, we gain a deeper insight into local market dynamics, property values, and the specific needs and aspirations of its residents. This local focus enables us to offer solutions that are specially tailored to the city’s unique features.

Investing in Rochester is beneficial not just for you as an investor, but it also uplifts the entire community. Renovating properties improves the aesthetics and functionality of our neighborhoods, attracting new residents and businesses, and increasing property values. This leads to economic stability and prosperity in the area. Moreover, investing locally builds a sense of pride and unity among residents, as we collectively strive to create a better place to live, work, and prosper.

Partnering with The Hard Money Co. means joining a team that is passionately invested in the growth and development of Rochester. Our expertise in local market trends, property evaluations, and financing options enables you to make well-informed investment decisions. We offer flexible and customized financing solutions, ensuring you have the necessary resources to maximize your investment’s potential.

By investing and renovating properties in Rochester, you become a catalyst for positive change in our community. Let’s embrace the opportunities Rochester presents and work together to forge a brighter future for both investors and residents. Reach out to The Hard Money Co. today and start your rewarding journey in investing and renovating properties in our city.

Next Steps for Borrowers

  • Day 1: Application

    Submit your no-commitment application to provide us info about your deal and start the process.

  • Days 2-3: Review

    Our experts perform an internal CMA and provide you a loan disclosure.

  • Days 4-9: Processing

    The team begins collecting documentation and finalizing details regarding your loan.

  • Day 10: Closing

    We fund your deal and provide ongoing support to ensure a successful project.

What Our Borrowers Say

Investors across the country have built their businesses with loans from The Hard Money Co.

Amazing experience working with Sarah, Scott and the rest of the team on closing my first deal. Looking forward to the next deal I’m already under contract on and many more to come. The Hard Money Co. is allowing my dream of being and investor become a reality!!

Leigh Jackson

Milwaukee, WI

I have worked with THMC on a few deals already. I Just closed on the most recent one late May of 2022 and as always, it was a pleasure to work with them. Scott and his team are by far some of the best in the business and always seems to answer any questions in a timely manner. I recommend them for anyone looking to get into the real estate business.

Luis Sosa

Milwaukee, WI

My project started off as hopeful case. Where was I going to get get the money? I looked into hard money's plans and showed them what I was trying to do and just like that they made it possible. Now I'm a very happy homeowner. NO JOB TO BIG,AND NO JOB TO SMALL. THANKS AGAIN WILLIAM AND YOUR GREAT SUPPORT FROM YOUR TEAM.

Darron Hurt

St. Louis, MO