When to Use Hard Money

The biggest obstacle that most people face when starting their real estate investing journey is finding reliable financing. When you’re at the beginning you likely don’t have the cash on hand to buy properties outright, and even if you do, it can be extremely risky to put personal finances on the line for investment opportunities.…

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What Is Hard Money Lending?

What Is Hard Money Lending? Hard money lending is a form of short-term, asset-based financing. Hard money loans are often used to acquire real estate for fix-and-flip projects and other types of investment ventures. Rather than focusing on your personal credit, hard money lenders prioritize the profitability of your investment project. Read on to find…

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Questions to Ask Your Hard Money Lender

Communication is key to a successful real estate investment. Throughout your project, you need to be able to clearly manage timelines, expectations, financing, and more to create a streamlined and profitable project. When working with a hard money lender, step one in the process is a thorough back and forth ensuring that both parties understand…

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How to Use The Hard Money Co. Loan Calculator

Investing in real estate can be complicated. You need to find opportunities, negotiate deals, and put together financing for your project; and that’s all before you actually perform the renovation. If you’ve found your way here, you’ve likely already solved the financing portion of your deal through hard money financing. Even then, though, the details…

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How to Get a Hard Money Loan

Getting funding for your real estate investment is one of the biggest hurdles that most aspiring investors face. They find a property, plan their renovation, and scrape together money for their down payment. But then what? They know that a traditional bank isn’t going to fund their fix and flip dream, but they still need…

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Benefits of Being a Fixer-Upper

Written by: Melissa Enciso Investment in real estate has increased dramatically over the last couple of years. In the first quarter of 2022, investors made up 22% of all home purchases across the United States. Motivated investors have gained financial freedom but, for others, it was not the best business opportunity. When doing so correctly,…

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Hard Money Rehab Loans

Savvy investors choose real estate as a means of diversification, and they continue to diversify within their portfolios as they invest in multi-family, commercial, or other classes of real estate assets. But no matter where they end up, the vast majority of investors perform rehabs on single-family homes. The main reason for this is that…

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Do Hard Money Lenders Require an Appraisal?

Hard money loans have risen in popularity in recent years. One of the primary reasons is that it allows real estate investors to get funding on the merits of their deal. With companies like The Hard Money Co., there aren’t convoluted credit checks, income verification, reporting bureaus, and a million other examples of red tape…

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What to Look For in a Hard Money Lender?

Finding financing for your investment is one of the biggest obstacles you will face in the world of real estate. No matter your strategy, there are costs and benefits to choosing your source of funds. The decision to use your own capital, traditional banking institutions, or private lenders can be difficult. Once you’ve chosen your…

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Do Hard Money Lenders Run Credit Checks?

In the financial world, there are very few situations where a lender won’t first run a credit check. Think of the last time you bought a car, refinanced a home, or applied for a credit card. In each of these instances, someone reached out to a credit bureau to get a report on your entire…

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