The Hard Money Co. understands that traditional banks can make real estate financing difficult, especially for investors with bad credit. That’s why we offer fast, reliable hard money loans with no credit check. Whether you’re a seasoned investor or just starting out, our team provides flexible funding solutions to help you seize every opportunity, for borrowers with credit scores of 620 or higher.
Hard money is an excellent tool for maximizing cash flow and leverage. Our loans are asset-based, short-term, and designed to give investors rapid access to funds.
We lend to business entities such as LLCs or corporations for investment purposes only. Hard money loans can be used for acquisition financing, renovation projects, or customized investment strategies depending on your unique situation.
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Hard money loans come with higher interest rates and fees than traditional loans, but they provide quick access to capital. Typical terms include:
We can close in 7–10 days (or sooner if necessary) and provide Pre-Approval Letters upon request. Our team guides borrowers through every step, ensuring a smooth experience from application to funding.
7–10 days (or sooner if needed)
Up to 65% ARV for purchase and repairs; 50% for cash-out refinance
6 months with no prepayment penalty; extensions available at 5% refinance fee
15% annually, interest-only payments with property tax escrow
Our checklist ensures you’re fully prepared to secure financing quickly. Apply online and follow our simple steps to get funding for your next real estate investment — no credit hurdles, no delays.
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Download our checklist to be fully prepared and start investing today. Our experienced team will guide you through the loan process, making funding fast, simple, and reliable — regardless of your credit history.
