Fund Your Columbia Real Estate Investment

We're deploying investment funds in Columbia and across the state of Missouri to help jumpstart your real estate investing career.


Benefits to Missouri Investors

For real estate investors in Columbia facing challenges in obtaining financing, The Hard Money Co. offers a reliable solution. Our team, seasoned in lending, boasts a track record of numerous successful transactions both in Missouri and nationwide. We have a deep understanding of your market and are equipped to expedite the closure of your deals.

To advance your investment journey, simply submit an application and receive prompt feedback from one of our loan originators today.




No credit check, appraisal, or income verification means your deal stands on its own.



The use of private money allows you to scale quickly and leverage your capital.



The ability to close in 7-10 days makes your offer more competitive and gives your investment a head start.



You won't find a better lending partner in Missouri or anywhere in the Midwest.

loan terms

Our Loan Program is Built for Fast-Moving Entrepreneurs

Traditional lending institutions often fall short in understanding the dynamic nature of real estate investment. This is where The Hard Money Co. steps in, offering what conventional lenders can’t. We handle all loan underwriting and servicing internally and do not require credit checks or appraisals. This approach enables us to close your loans more rapidly than others.

Moreover, we provide full financing for repairs, ensuring your project reaches completion, and require only interest-only payments until the project is finalized. If you manage to find a more suitable partner in Missouri, we encourage you to go ahead; however, until such a time, The Hard Money Co. is at your service, especially now in Columbia, MO.

Meet Our Lending Team

You dedicated financing team; working hard to help you close deals.

Process for Columbia Borrowers

  • Day 1: Application

    Submit your no-commitment application to provide us info about your deal and start the process.

  • Days 2-3: Review

    Our experts perform an internal CMA and provide you a loan disclosure.

  • Days 4-9: Processing

    The team begins collecting documentation and finalizing details regarding your loan.

  • Day 10: Closing

    We fund your deal and provide ongoing support to ensure a successful project.

What Our Borrowers Say

Investors across the country have built their businesses with loans from The Hard Money Co.

The Hard Money Co/ Scott and his team went above and beyond to make buying our investment property an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we had ever had any questions, even outside of normal business hours. I can't recommend The Hard Money Co/ Scott and his team enough.


Cincinnati, OH

I have worked with THMC on a few deals already. I Just closed on the most recent one late May of 2022 and as always, it was a pleasure to work with them. Scott and his team are by far some of the best in the business and always seems to answer any questions in a timely manner. I recommend them for anyone looking to get into the real estate business.

Luis Sosa

Milwaukee, WI

My project started off as hopeful case. Where was I going to get get the money? I looked into hard money's plans and showed them what I was trying to do and just like that they made it possible. Now I'm a very happy homeowner. NO JOB TO BIG,AND NO JOB TO SMALL. THANKS AGAIN WILLIAM AND YOUR GREAT SUPPORT FROM YOUR TEAM.

Darron Hurt

St. Louis, MO