Hard Money Lending for St. Paul Real Estate Investors

The Hard Money Co. has helped real estate investors across the Midwest fund their deals, and is bringing its capital to Minnesota.

St. Paul's Hard Money Lender

The use of hard money, a substantially untapped resource in real estate development, empowers investors to effectively leverage their current assets to purchase and refurbish properties, all without investing their own money into the transaction. At The Hard Money Co., we’re committed to facilitating the success of your venture. This begins with our fast closing periods and continues throughout the project as we finance your improvements with timely disbursements. We are seen by our borrowers as collaborators in their investment enterprise, a reputation we strive to maintain and uphold.

Start by completing an application, and you could hear from one of our loan originators today, paving the way for a significant advancement in your investing journey.



No credit check, appraisal, or income verification means your deal stands on its own.



The use of private money allows you to scale quickly and leverage your capital.



The ability to close in 7-10 days makes your offer more competitive and gives your investment a head start.



Our Minnesota borrower's view as as partners in their investing business.

loan terms

Our Loan Program is Built for Fast-Moving Entrepreneurs

The Hard Money Co., a well-established provider of hard money loans in Minnesota and the Midwest, has been serving investors for a considerable period. Our services have enabled hundreds of investors to acquire properties, renovate them, and generate profits, fostering a high rate of repeat borrowers within the industry. This solid foundation of success has motivated us to inject fresh capital into the St. Paul market and expand our network of accomplished borrowers.

Investors opt for The Hard Money Co. due to our approach of treating each deal as a partnership. We dedicate ourselves to expediting the funding process for your venture and work tirelessly to ensure its ultimate success at every stage.

For further information on our investor collaboration and the favorable terms that facilitate this, please click the link below.

Meet Our Lending Team

Minnesota's Dedicated Lending Experts

Nick Reddy

Loan Originator

St. Paul Real Estate Investing

Empowering Local Growth and Community Impact

At The Hard Money Co., we are dedicated to investing in and renovating properties right here in St. Paul, Minnesota. We understand the importance of investing in markets that you know and believe in, not only for financial growth but also for making a positive impact on the local community.

When you choose to work with us, you’re choosing to directly contribute to the neighborhoods and residents of St. Paul. By investing locally, we have the opportunity to generate wealth while simultaneously enhancing and revitalizing our community.

St. Paul is a city with incredible potential and a rich history. Its diverse neighborhoods present unique opportunities for investment and renovation. By focusing on St. Paul, we gain a deeper understanding of the local market dynamics, property values, and the specific needs and preferences of its residents. This localized approach enables us to provide customized solutions that align with the distinctive characteristics of the city.

Investing in St. Paul not only benefits you as an investor but also uplifts the entire community. Renovating properties enhances the overall aesthetics and functionality of our neighborhoods, attracting new residents and businesses. As property values increase, it brings economic stability and prosperity to the area. Moreover, investing in our local community fosters a sense of pride and unity among residents, as we collaboratively work towards creating a better place to live, work, and thrive.

When you partner with The Hard Money Co., you join forces with a team that is deeply committed to the growth and development of St. Paul. Our expertise in local market trends, property evaluations, and financing options empowers you to make informed investment decisions. We provide flexible and tailored financing solutions that cater to your specific needs, ensuring that you have the resources to maximize your investment potential.

By investing and renovating properties in St. Paul, you become an agent of positive change in our community. Let’s seize the opportunities that St. Paul offers and create a brighter future for both investors and residents. Contact The Hard Money Co. today to embark on a rewarding journey of investing and renovating properties in our vibrant city of St. Paul, Minnesota.

Next Steps for Borrowers

  • Day 1: Application

    Submit your no-commitment application to provide us info about your deal and start the process.

  • Days 2-3: Review

    Our experts perform an internal CMA and provide you a loan disclosure.

  • Days 4-9: Processing

    The team begins collecting documentation and finalizing details regarding your loan.

  • Day 10: Closing

    We fund your deal and provide ongoing support to ensure a successful project.

What Our Borrowers Say

Investors across the country have built their businesses with loans from The Hard Money Co.