At The Hard Money Co., we understand that privacy is important to you. We are providing this Privacy Statement to help you understand how we may collect and use information.
General Data Protection Regulation (GDPR)
The Hard Money Co. has measures in place which meet the principles of data protection by design and data protection by default (per GDPR Article 25). Additionally, we have verified that our vendors and partners are in compliance with the GDPR or plan to be in compliance before May 25, 2018. If you have a GDPR question or concern or would like to receive a full copy of our GDPR addendum to this privacy policy, please email us at lending@thehardmoneyco.com.
What does this privacy policy cover?
This privacy policy describes the privacy practices of The Hard Money Co.’s website.
The Hard Money Co. Emails
Emails we send you may include a technology (called a web beacon) that tells The Hard Money Co. whether you have received or opened the email or clicked a link in the email. If you do not want us to collect this information from The Hard Money Co. marketing emails, you can opt-out of receiving The Hard Money Co. marketing emails.
The Hard Money Co. Online Advertising
The Hard Money Co. advertises online in a variety of ways, including displaying The Hard Money Co. ads to you on other companies’ websites and apps. We collect information such as which ads are displayed, which ads are clicked on, and where the ad was displayed.
Buttons, tools, and content from other companies
The Hard Money Co. website may include buttons, tools, or content that link to other companies’ services (for example, a Facebook “Like” button). We may collect information about your use of these features. In addition, when you see or interact with these buttons, tools, or content, or view a The Hard Money Co. web page or app containing them, some information from your browser may automatically be sent to the other company. Please read that company’s privacy policy for more information.
The Hard Money Co. social networking pages and social sign-on services
The Hard Money Co. has its own pages on many social networking sites (for example, The Hard Money Co. Facebook page). We may collect information when you interact with our social networking pages.
How does The Hard Money Co. use the information it collects about me?
The Hard Money Co. uses the information we collect about you in a number of ways, such as:
- Better understanding how our website is being used so we can improve it and engage and retain users
- Diagnosing problems in our website
- Tailoring a website or The Hard Money Co. ad to your likely interests
- Sending you information about The Hard Money Co., special offers, and similar information
- Conducting market research about our borrowers, their interests, and the effectiveness of our marketing campaigns
- Reducing fraud and protecting you as well as The Hard Money Co.
What are cookies and how does The Hard Money Co. use them?
As with most websites, The Hard Money Co. uses cookies and similar technologies to make our website work as well as to learn more about our users and their likely interests.
The Hard Money Co. website may also use cookies and similar technologies from other companies that allow us to gather additional information to measure and improve the effectiveness of the The Hard Money Co. website.
Does The Hard Money Co. share my personal information?
The Hard Money Co. does not sell or provide identifiable information to third party companies. In the event information is obtained, third parties are not allowed to use or store any of our customer information.
The Hard Money Co. may only share your personal information:
- When you agreed to the sharing
- When we are required to provide information in response to a subpoena, court order, or other applicable law or legal process
- When we have a good faith belief that the disclosure is necessary to prevent or respond to fraud, defend our websites against attacks, or protect the property and safety of The Hard Money Co., our customers and users, or the public
- If we merge with or are acquired by another company, or if all or a substantial portion of our assets are acquired by another company. In those cases your information will likely be one of the assets that is transferred
- We may share or publish aggregate information that doesn’t specifically identify you, such as statistical information about visitors to our website or statistical information about how guests use our website.
How can I review or update my personal information?
Under the law of some countries, you may have the right to access the information The Hard Money Co. holds about you, correct mistakes in that information, and to delete personal information that we no longer have business reasons for retaining. You can request that we remove your email address from our marketing database or provide you a copy of your personal information, please email your request to lending@thehardmoneyco.com. Please note that we need to retain certain information about you for legal and internal business reasons, such as fraud prevention.
Will The Hard Money Co. market to me?
The Hard Money Co. may use your information to provide you with information and offers related to The Hard Money Co. We give you choices regarding our marketing practices. We do not sell data.
Will this privacy policy change?
Occasionally, we may change this privacy policy to allow The Hard Money Co. to use or share your personal information in a different way. We encourage you to periodically review The Hard Money Co.’s Privacy Policy for the latest information on our privacy practices.
SMS Communications
1. Collection and Use of Information through SMS:
The Hard Money Co. may send SMS messages to your mobile device for purposes such as confirming your identity, providing service updates, or offering relevant products and services. By providing your mobile number, you consent to receive such messages. We collect and store the content of these messages, along with the date and time of the message, and your mobile number.
2. Opting Out of SMS Communications:
You have the option to opt-out of receiving SMS messages from The Hard Money Co. at any time. To stop receiving SMS messages, reply “STOP” to any message you receive from us. Please note that opting out of SMS communications may impact your use of our services.
3. Data Security and SMS:
We take the security of the data we collect through SMS communications seriously. We implement a variety of security measures to maintain the safety of your personal information.
4. Third-Party Access and Use:
Similar to our policies on email and web data, SMS data may be accessed by our service providers who assist in operating our business. These providers are contractually bound to protect your information and are restricted from using it for any purpose other than the services they provide for The Hard Money Co. We do not sell data.
5. Changes to SMS Communication Practices:
If we make any changes to how we handle SMS communications, including data collection and usage, these will be promptly updated in this policy. We encourage you to review this section periodically for the latest information on our SMS communication practices.
Consent and Contact Preferences
1. Consent to Electronic Communication:
By providing your mobile number and opting in to receive SMS messages, you are agreeing to receive electronic communications from The Hard Money Co. This consent can be withdrawn at any time by following the opt-out instructions provided in each SMS message.
2. Updating Contact Preferences:
You can update your contact preferences, including the mobile number for SMS communications, by contacting us at lending@thehardmoneyco.com or through your account settings on our website.
These sections aim to provide clear information about the collection, use, and management of SMS data in line with your company’s existing privacy practices.
Who can I contact with questions or concerns?
If you have a privacy question or concern, please email us at lending@thehardmoneyco.com