Hard Money Lending for St. Paul Real Estate Investors

The Hard Money Co. provides fast, reliable capital to St. Paul investors. We help you close deals, fund renovations, and scale your real estate portfolio efficiently and confidently.

St. Paul’s Trusted Hard Money Lender

Hard money is a largely untapped resource in real estate development. It allows investors to leverage existing assets to acquire and renovate properties without using personal funds.

At The Hard Money Co., your project’s success is our priority. From fast closings to prompt funding of renovations, we act as a trusted partner throughout your investment journey.

Our St. Paul borrowers see us as collaborators in their business — a reputation we continuously work to uphold.

Complete an application today and connect with a loan originator ready to help elevate your investing career.

Shanghai waterfront skyline with boats and skyscrapers

Built for Fast-Moving Entrepreneurs

The Hard Money Co. has a long-standing reputation as a provider of hard money loans throughout Minnesota and the Midwest. Hundreds of investors have acquired properties, completed renovations, and generated profits — resulting in a strong repeat-borrower network.

We treat every deal as a partnership. Our team works diligently to expedite funding, ensuring your project progresses smoothly and successfully.

As we expand further into St. Paul, we’re building relationships with motivated investors ready to grow their portfolios.

Learn more about our investor-focused approach and the competitive terms we offer in St. Paul by contacting us today.

Meet the team behind the funding

Real people. Real answers. Real lending expertise.

Melanie Vander Molen

Melanie Vander Molen

Loan Processor

Gerardo Martinez

Gerardo Martinez

Collections Specialist

Kayla Babino

Kayla Babino

Admin Specialist & Repair Draw Coordinator

Peter Studer

Peter Studer

Director of Marketing

Next Steps for Borrowers

01

Application

Submit your no-commitment application to provide us info about your deal and start the process.

02

Review

Our experts perform an internal CMA and provide you a loan disclosure.

03

Processing

The team begins collecting documentation and finalizing details regarding your loan.

04

Closing

We fund your deal and provide ongoing support to ensure a successful project.

Reviews from Borrowers

Real feedback from borrowers who’ve worked with our team.