Fund Your St. Louis Real Estate Investment

We're deploying investment funds in St. Louis and across the state of Missouri to help jumpstart your real estate investing career.


Benefits to Missouri Investors

If you’re a real estate investor in St. Louis who is having difficulty securing financing for your deals, The Hard Money Co. is here to help. We’re a team of experienced lenders with hundreds of successful deals under our belts in Missouri and across the country. We know your market and our positioned to close your deal fast.

Fill out an application and hear back from a loan originator today to take your investing career to the next level.



No credit check, appraisal, or income verification means your deal stands on its own.



The use of private money allows you to scale quickly and leverage your capital.



The ability to close in 7-10 days makes your offer more competitive and gives your investment a head start.



You won't find a better lending partner in St. Louis or anywhere in the Midwest.

loan terms

Our Loan Program is Built for Fast-Moving Entrepreneurs

Conventional lenders don’t understand the fast-moving world of real estate investing. That’s why The Hard Money Co. delivers in all of the ways that they can’t. We underwrite and service all loans in-house and will NEVER require a credit check or appraisal. This means that we have the ability to close your loans faster than the other guys.

Additionally, we finance 100% of repairs to get your project across the finish line all while requiring interest-only payments until your project is complete. If you can find a better partner in Missouri, use them, but until then The Hard Money Co. is here to help.

Meet Our Lending Team

You dedicated financing team; working hard to help you close deals.

Process for St. Louis Borrowers

  • Day 1: Application

    Submit your no-commitment application to provide us info about your deal and start the process.

  • Days 2-3: Review

    Our experts perform an internal CMA and provide you a loan disclosure.

  • Days 4-9: Processing

    The team begins collecting documentation and finalizing details regarding your loan.

  • Day 10: Closing

    We fund your deal and provide ongoing support to ensure a successful project.

What Our Borrowers Say

Investors across the country have built their businesses with loans from The Hard Money Co.

The Hard Money Co/ Scott and his team went above and beyond to make buying our investment property an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we had ever had any questions, even outside of normal business hours. I can't recommend The Hard Money Co/ Scott and his team enough.


Cincinnati, OH

I have worked with THMC on a few deals already. I Just closed on the most recent one late May of 2022 and as always, it was a pleasure to work with them. Scott and his team are by far some of the best in the business and always seems to answer any questions in a timely manner. I recommend them for anyone looking to get into the real estate business.

Luis Sosa

Milwaukee, WI

My project started off as hopeful case. Where was I going to get get the money? I looked into hard money's plans and showed them what I was trying to do and just like that they made it possible. Now I'm a very happy homeowner. NO JOB TO BIG,AND NO JOB TO SMALL. THANKS AGAIN WILLIAM AND YOUR GREAT SUPPORT FROM YOUR TEAM.

Darron Hurt

St. Louis, MO